CMHC

Streamlines the process through expert guidance, strategic lender partnerships and end-to-end support

Together through CMHC insured financing, we’re constructing the foundation of tomorrow’s Canada

Navigate CMHC insured financing with confidence for your multi-unit residential properties with 5 or more units with Synergy Capital Group. CMHC financing provides mortgage loan insurance through the Canada Mortgage and Housing Corporation specifically for multi-unit residential property development. Developers often face difficulties navigating the Certificate of Insurance application process and selecting the most suitable CMHC program for their project requirements.

Our proven expertise and strategic partnerships with Canada’s largest approved CMHC lenders ensure success and a partner you can count on. We simplify these complexities by providing comprehensive consultation, streamlined application support, and continuous project guidance throughout the development process.

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Benefits of CMHC

Insured Financing

Lower Interest Rates

CMHC Financings lower interest rates decrease monthly loan payments, releasing additional capital for other investments.

Extended Amortization

Extended repayment terms of up to 50 years reduce monthly payment obligations, improving cash flow management and creating more predictable financial planning.

LTV ratios up to 95%

Higher loan-to-value ratios allow more of a property’s value to be financed, minimizing upfront capital requirements.

Flexible Terms

Flexible term options enable developers to customize financing structures that align loan payments with their specific cash flow patterns and project requirements.

CMHC Leading Solutions

CMHC Insured Construction Financing

Canada’s most competitive construction financing solution for new affordable housing and standard rental projects with 5+ units.
Access loan amounts from $5M to $100M+ with flexible 40-year amortization and customizable term lengths that align with your project timeline. Seamless transition to term financing available upon completion.

CMHC Insured
Term Mortgage

Purpose-built for multi-family, student, and affordable housing developments. Features up to 40-year amortization with maximum LTV up to 85%, providing the long-term stability your projects require.

CMHC
MLI Select

Our innovative point-based insurance program that rewards your commitment to affordability, energy efficiency, and accessibility. Unlock valuable insurance incentives for new construction, purchases, or refinancing based on your project’s social and environmental impact.

How it works

Together through CMHC insured financing, we’re constructing the foundation of tomorrow’s Canada